Cookie Policy
Last updated: March 2025
At polerivanto, we're upfront about how we use technology to improve your experience on polerivanto.com. Cookies and similar tracking tools help us remember your preferences, understand how you navigate our financial planning resources, and make your visits more useful.
This policy explains what these technologies do, why we use them, and how you can manage your preferences. We believe in transparency – so if something here doesn't make sense, reach out and we'll clarify.
What Cookies Actually Are
Cookies are small text files that websites place on your device when you visit them. Think of them as digital sticky notes – they help the site remember things about your visit so it can be more helpful next time.
Most websites use them. Some cookies disappear when you close your browser (we call those "session cookies"). Others stick around for a while to remember your preferences across visits (those are "persistent cookies").
Beyond cookies, we also use similar technologies like web beacons and pixel tags. These are tiny transparent images that help us understand which pages get visited most often and how people move through our site.
How We Use These Technologies
We've organized our cookie use into four main categories. Each serves a different purpose, and understanding them helps you make informed choices about your preferences.
Essential Cookies
These keep the site working. Without them, you couldn't navigate properly or access secure areas. They don't gather information about you for marketing purposes.
Examples include:
- Session management for logged-in areas
- Security features that protect your data
- Load balancing for site performance
Functional Cookies
These remember your choices – like language preferences or font size adjustments. They make return visits smoother by recalling what you've selected before.
Examples include:
- Remembering your location for relevant content
- Storing accessibility preferences
- Keeping track of forms you've partially completed
Analytical Cookies
These help us understand how visitors interact with polerivanto.com. We see which pages are most popular, how long people stay, and where they might be getting stuck. This information guides our improvements.
We track things like:
- Most visited pages and resources
- Time spent reading different content
- Navigation patterns through our site
- Device types and browser information
Marketing Cookies
These track your visits across websites to build a profile of your interests. We use them to show you relevant content about financial planning services and educational resources.
These might involve:
- Showing relevant content based on browsing history
- Limiting how often you see the same message
- Measuring campaign effectiveness
Third-Party Services
Some cookies on our site come from third-party services we use. For instance, if we embed a video or use analytics tools, those providers might set their own cookies. We choose our partners carefully, but they have their own privacy policies that govern how they handle data.
Common third-party services on polerivanto.com include analytics platforms that help us understand site performance and content delivery networks that speed up page loading. Each has its own approach to data handling.
Taking Control of Your Cookies
You're not stuck with our default settings. Every major browser lets you manage cookies – you can block them entirely, delete existing ones, or set preferences for different types of sites.
Keep in mind that blocking all cookies might affect how well polerivanto.com works. Essential cookies, for example, are pretty important for basic functionality. But the choice is yours.
How Long We Keep Cookie Data
Different cookies stick around for different lengths of time. Here's what you can expect from the main categories:
Session Cookies
These disappear as soon as you close your browser. They're temporary helpers that don't store any long-term information about you.
Short-Term Cookies
Typically last from a few hours to a few weeks. These might remember your preferences during a specific campaign or event period.
Long-Term Cookies
Can persist for several months to a year. These help us recognize returning visitors and maintain consistent preferences over time.
Analytics Data
We typically retain aggregated analytics data for up to 26 months to understand long-term trends in how people use our services.
Your Rights and Choices
Under Australian privacy laws, you have rights regarding how your data is collected and used. You can ask us what information we've gathered through cookies, request corrections, or ask us to delete certain data.
We can't identify individual users from most cookie data – it's aggregated and anonymized. But if you've created an account or contacted us directly, we do have some personally identifiable information that you can access or modify.
If you want to opt out of marketing cookies specifically while keeping functional ones, most browsers let you set those preferences. You'll still get the full functionality of polerivanto.com, just without the targeted content recommendations.
Changes to This Policy
We update this policy occasionally as our practices evolve or regulations change. When we make significant updates, we'll post a notice on our homepage and update the date at the top of this page.
We recommend checking back here once a year or so, especially if you're curious about how we're using new technologies. Privacy practices in the financial services space keep developing, and we adjust accordingly.
Questions About Our Cookie Use?
If something in this policy isn't clear, or if you want to exercise any of your privacy rights, we're here to help.
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